Let’s sort your mortgage
When it comes to your mortgage the Mansfield Mortgages & Protection team are here for you.
Whether you’re buying your first home, moving home, buying a rental property or re-mortgaging we will recommend the best solution to meet your needs and guide you every step of the way.
Our fees and charges vary depending on the Services we provide to you. We charge a non-refundable mortgage arrangement fee of between £399 and £999 when an application is submitted to a mortgage lender for you.
Your adviser will agree the arrangement fee with you before commencing any chargeable work.
The actual amount payable will take account of your financial circumstances, the complexity of borrowing requirements and the amount of work required to fulfil your needs.
Your home may be repossessed if you do not keep up repayments on your mortgage
Let’s have a chat
First Time Buyers
Buying your first home can be a daunting experience. We will help you every step of the way with mortgage, insurance and solicitors; supporting and explaining until you move in and beyond.
Home Movers
We’ll be with you throughout; from arranging your mortgage agreement in principle to moving into your new place. Protecting you, your family and your home too.
Remortgage
If your current rate is ending, you want to review your payments, put the mortgage into your sole name or borrow more to consolidate debt, home improvements etc. We will help find the best way for you.
Buy To Let Mortgages
If you’re a first time or experienced landlord buying in your own name or as a limited company, we will provide the support you need.
You may have to pay an early repayment charge to your existing lender if you re-mortgage. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
Most buy to let mortgages are not regulated by the Financial Services Authority, something our advisors will explain to you. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
10 Reasons To Choose Mansfield Mortgages & Protection
Optimising ICT package (Mortgage Gym) for you to send documents and personal information safely and securely protecting your personal data, giving you up to date information and options with your mortgage.
We’re experienced in all mortgage situations and up to date with all types of current lending criteria.
Ongoing support and advice after your purchase to make sure you are making the most of your money.
We’re not connected to any individual mortgage lender or estate agent. We work solely for you!
Honest, trustworthy company with you at the centre of all we do.
Helping you through the whole process – (discussions with solicitors, estate agents the mortgage lender etc.)
We have the ability to search 1000’s of mortgage deals to find the best one for you.
Peace of mind as we’re fully qualified, experienced advisors.
Working around you with appointments how you need them, whether this be telephone, zoom or face to face – all at a time to suit you. We are responsive and available to your needs and queries.
You’ll receive a no obligation mortgage consultation.
Offering telephone, virtual and face to face appointments
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Frequently Asked Questions
Can I get a mortgage if I’ve previously been declined?
We have access to many different lenders from high street banks and building societies to more specialised lenders and have helped many clients who have been declined elsewhere for many different reasons. We won’t leave any stone unturned in attempting to find a way to help.
What deposit do I need?
Many mortgage lenders offer mortgages with a 5% deposit and a few with no deposit if you have close family who will provide savings or property as security. As a rule of thumb the bigger the deposit the more the choice and the better the interest rate.
What costs are there when arranging a mortgage?
Typically the fees when you are buying a house are:
Valuation fee – charged by the lender to value the property and generally paid up front with your application.
Solicitors fees – charged by the solicitor to complete the conveyancing transactions on the property..
Stamp duty land tax – a tax levied by the government on property purchases Stamp Duty Land Tax – GOV.UK (www.gov.uk)
Lender arrangement fees – charged by the lender for arranging the loan.
Broker fees – usually payable when you are using a broker.
How much can I borrow?
Every lender is different in their approach and the amount can vary hugely between mortgage lenders. The amount you can borrow will be determined by the value of the property, the size of deposit, your income and expenditure.
Contact us
Call Us
Get in touch
Mansfield Mortgages and Protection is a trading name of Linear Mortgage Network Limited who are an appointed representative of PRIMIS Mortgage Network, a trading name of Advance Mortgage Funding Limited which is authorised and regulated by the Financial Conduct Authority.
We are committed to providing a professional service to all our customers.
If you are unhappy then we want to hear about it so we can try to put things right. With this in mind, we have the following complaints procedure in place.
You can make a complaint by any reasonable means including telephone, letter, or email.
Our contact information:
Write to – Mansfield Mortgages and Protection 62 Cotswold Grove Mansfield Nottinghamshire NG18 3HH
Telephone – 01623 362717
Email – stephen.dillon@linearfs.com
If you prefer, you can also refer your complaint to PRIMIS directly using the following contact details:
Write to: PRIMIS Mortgage Network, Customer Resolution Team, Ground Floor, Birmingham Business Park, B37 7YT.
Telephone: 0121 767 1139
Email: complaints.solihull@primis.co.uk
You can also complain via their website: https://www.primis.co.uk/privacy-notices/complaints/
The same section of the website contains more information about PRIMIS’ role in complaints handling and about how Appointed Representative relationships work.
How we will handle your complaints
Simplified Complaints
We will use this process if:
- your complaint is about a simple matter - that we can look into and solve quickly and easily; and
- you direct it to us (rather than directly to PRIMIS Mortgage Network) in the first instance.
We will investigate your complaint and aim to resolve it within three business days following the date of receipt. If you are happy to accept our proposed resolution, we will send you written confirmation of our investigation.
If you cannot confirm acceptance by the end of the third working day (for example – because you are not happy with our proposed response or if you are not available to discuss it with us) then the case will be referred to PRIMIS Mortgage Network. It will then be handled in line with the Formal Complaint process outlined below.
If your complaint is more complex or is unlikely to be resolved quickly then we will usually refer it to PRIMIS straight away FINANCIAL PROMOTIONS GUIDE | V5
Formal Complaints
The formal complaints process will be used where:
- we can’t resolve your complaint to your satisfaction within 3 working days: or
- your complaint is likely to involve more complex assessment or investigations; or
- you send your complaint directly to PRIMIS Mortgage Network rather than to us in the first instance; or
- you ask us to deal with your complaint in this way rather than via a simplified process.
Upon receipt PRIMIS will acknowledge your complaint promptly and will investigate it fairly and impartially.
They will write to you within 8 weeks to confirm the outcome of their investigation.
In the unlikely event that their investigation is not complete within eight weeks of receipt of your complaint they will write to you to explain why and let you know when you can expect to hear from them. They will also provide details of how to contact the Financial Ombudsman Service if you are not satisfied with progress.
The Financial Ombudsman Service
If, following PRIMIS’ investigation you are still not happy with the outcome you have a statutory right to refer your complaint to the Financial Ombudsman Service
It is a service free of charge to consumers and you may refer the matter to the Financial Ombudsman Service (FOS) within six months from the date that you received a final response to your complaint.
You can contact the service using the following details:
- Telephone 0800 023 4567
- Email: complaint.info@financial-ombudsman.org.uk
You can also visit their website and refer complaints to them online by visiting:
https://www.financial-ombudsman.org.uk/
Let us know if you need any extra help or support.
We are committed to providing a complaints service that is accessible to all our customers.
If you will have any difficulties with any elements of the process that is outlined above, or if there are circumstances that might mean we need to change the way in which we handle your complaint then please let us know when you tell us about your complaint.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Registered in England and Wales
Mansfield Mortgages & Protection is a trading name of Linear Mortgage Network Limited who are an Appointed Representative of PRIMIS Mortgage Network, a trading name of Advance Mortgage Funding Limited. Advance Mortgage Funding Limited is authorised and regulated by the Financial Conduct Authority.
The guidance and/or information contained within the website is subject to UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered office address - Howard House 3 St. Marys Court, Blossom Street, York, England, YO24 1AH. Registration number 05198588. Trading address - 62 Cotswold Grove, Mansfield, NG18 3HH
Our fees and charges vary depending on the Services we provide to you. We charge a non-refundable mortgage arrangement fee of between £399 and £999 when an application is submitted to a mortgage lender for you. Your adviser will agree the arrangement fee with you before commencing any chargeable work.
The actual amount payable will take account of your financial circumstances, the complexity of borrowing requirements and the amount of work required to fulfil your needs.
When redeeming a Mansfield Mortgages and Protection Discount Voucher the following terms and conditions apply:
1. You must present the Gift Voucher at the time of your initial contact with Mansfield Mortgages and Protection regarding the matter it will be redeemed against.
2. A Gift Voucher can only be used by the person or company to whom it is issued. You cannot use this Discount Voucher in conjunction with any other promotional offers.
3. The maximum value that can be claimed for each voucher is £100.
4. The £100 Gift Voucher payment will only be made when Mansfield Mortgages and Protection have received confirmation from the provider that the mortgage or protection policy has begun.
5. Discount Vouchers have no cash redemption value.
6. You may request your £100 shopping voucher for any UK based retail outlet. If we are unable to provide your choice of voucher we will offer a comparable alternative of the same value.
7. The Discount Voucher has been provided by Mansfield Mortgages and Protection. Address: 62 Cotswold Grove, Mansfield, Nottinghamshire, NG18 3HH. If you have any queries relating to this Discount Voucher please contact us on: 01623 362717
8. This offer may be withdrawn at any time